FEE-HELP | Stott’s College

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Defer the costs of a full-fee paying higher education Diploma or Bachelor course.

Update: Great News, the Australian government has temporarily suspended the 25% loan fee up until 31 December 2021.

Acknowledge Education Pty Ltd has been approved by the Commonwealth Government to offer FEE-HELP. FEE-HELP is a loan scheme that assists eligible fee-paying students to pay all or part of their tuition fees. The Commonwealth Government pays the fees directly to Acknowledge Education. Eligible students can borrow up to the FEE-HELP limit to pay their tuition fees.

For 2020, the FEE HELP limit is $106,319 for most students except those undertaking medicine, dentistry and veterinary science courses (as defined in the Higher Education Support Act 2003).

The Australian Government has temporarily suspended the 25 per cent loan fee, up until 30 June 2021. This fee normally applies to FEE-HELP loans for undergraduate courses, but the fee does not count towards the FEE-HELP limit.  FEE-HELP does not cover any additional expenses such as course materials, art and technical equipment, or living expenses. There is no interest applied to the FEE-HELP debt, however it is indexed annually by the Australian Taxation Office (ATO) to maintain its real value by adjusting it in line with changes in the cost of living.


To be eligible for FEE-HELP you must be an Australian citizen, or hold a permanent humanitarian visa whilst remaining a resident in Australia, or a permanent visa holder who is undertaking study for overseas-trained professionals and will be a resident in Australia for the duration of studies.

When is a FEE-HELP debt incurred?

You incur a FEE-HELP debt immediately after the census date for the study period for which you received FEE-HELP assistance. If you have requested a FEE-HELP loan, but change your mind about studying, you must cancel or defer your enrolment in writing from the subject(s) on or before the census date or you will incur a debt to the Commonwealth Government.

Any changes to government legislation will be updated when available. For more information about FEE-HELP, your rights and obligations, please visit the Commonwealth Government website: http://studyassist.gov.au/FEE-HELP